SIU Credit Union
Phone: (618) 457-3595
Website: http://www.siucu.org/blog/
P.O. Box 2888, Carbondale, IL, 62902
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      Requirements for joining:
      
      must maintain $5 in savings account to be a member of the credit union.
    
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      Debit card fees:
      
      No fee
    
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      Overdraft fees:
      
      $27. This fee is on all transactions in a single day, even if there are enough funds to pay some of them. There is a privilege pay option that allows the credit union to transfer funds from your savings to cover overdrafts & avoid this fee, if you have enough funds available to cover all daily transactions.
    
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      ATM access:
      
      Only this bank's ATMs are free
    
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      Checking account fees:
      
      No fee
    
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      Minimum balance requirement:
      
      you must maintain $5 in a separate savings account.
    
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      Minimum opening deposit:
      
      
    
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      Business hours:
      
      9 to 5 weekdays only.
    
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      Online bill payment:
      
      Yes, supposedly it's free, but if you sign up online bill pay, you are charged $3 each month you do NOT use the service.
    
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      Mortgages:
      
      
    
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      TARP bailout money received:
      
      No TARP money received
    
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      TARP bailout money repaid:
      
      
    
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