Checking account fees:
Effective: June 1, 2011 General Fees Travelers Checks 1% of face value Courier Service cost + $5.25 Federal Express cost + $5.00 Overnight Mail cost + $5.00 Notary Service (Unless you have 4 or more products w/ CCFCU) $10.00 per signature Bad Address Fee $5.00 per month Tax Form Replacement $5.00 Locator Service (Address Correction) $10.00 Escheat Notification $5.00 Savings Fees Membership Fee $5.00 Non Member Check Cashing Fee $5.00 Excess W/D Fee (First 3 free/month) $3.00/withdrawal Savings Below Minimum Balance $2.00/per month 3rd Part W/D Fee $5.00/item International Wire Fee $30.00/wire Domestic Wire Transfer $25.00/wire Incoming Wire Fee $10.00/wire Collection Item $20.00/item Returned Deposit Item $25.00/item Stop Payment Fee $25.00/item/range Statement Copy $3.00/page Interim Statement $2.00/page Closing fee (Within 1 year of opening) $10.00 Reopen Close Account Fee $10.00 Dormant Account $2.00 Escheat Notification $5.00 Verification of Deposit $10.00 Check Cashing (Single Product Accounts Only) Waived with minimum balance of $500.00 or other load accounts open $10.00 Balance Inquiry (telephone inquiry only) $2.00/inquiry* Transfer per request (via phone request) $2.00/inquiry* Checking Fees Basic Checking $1.00 -Per check over 20 each month $0.20 -Automatic Overdraft from Saving (Per transfer) $1.00 Prestige (Fee waived with average daily balance of $1,000 or more) $9.00 Platinum (55yrs and above) (Waived with $200 minimum monthly deposit) $2.00 Green Rewards No Fee Student No Fee Money Market No Fee Non Sufficient Funds (NSF) Non Sufficient Funds (NSF) $25.00/item ATM Overdraft Paid Fee $25.00/item ACH Overdraft Paid Fee $25.00/item Overdraft Privilege Pay Fee $25.00/item In Person OD Fee $25.00/item Overdraft Transfer fee from Savings $1.00/item Balance Inquiry (telephone inquiry only) $2.00 Transfer Request (telephone only) $2.00 Fourth Check & thereafter MM Acct $25.00 Insufficient Funds (NSF) $25.00/item Returned ACH Fee $25.00/item Stop Payment (Bank Check) $25.00/item Statement Copy $3.00/item Interim Statement $2.00/item 3rd Party W/D Fee $5.00/item Verification of Deposit $10.00 International Wire Fee $30.00/item Receiving Local or Inter Fee $10.00/item Domestic Wire Transfer $25.00/item Legal Process/Tax Levy $30.00/item Foreign Check Collection Item $30.00/item Check Photocopy (First 3 free per month) $5.00/item Temporary Checks (8 Pieces) $2.00 Signature Guarantee $5.00 Account Reconciliation/Research $30.00/Hour Replacement Plastic Card $10.00 2nd Replacement Card $20.00 3rd Replacement Card $30.00 Visa Fees Visa Over-Limit Fee $20.00 Replacement Plastic Card $10.00 2nd Replacement Card $20.00 3rd Replacement Card $30.00 Returned Visa Payment $25.00 Cash Advance Fee 2% of transaction or $5.00 whichever is greater Visa Late Charge $10.00 Loan Charges Loan Application Fee $25.00 Consumer Loan Late Charge 20% of finance or $10.00 whichever is less Line of Credit Late Charge $10.00 Late Payment 6% of Finance Charge will apply Third Party Fees will vary Holiday Club Accounts Early Withdrawal/Close Account (Withdrawal prior to second Friday in November will result in account closure) $5.00 Individual Retirement Accounts Account Closure Fee $15.00