DENVER COMMUNITY Credit Union
Phone: (303) 573-1170
Website: www.denvercommunity.coop
1075 ACOMA STREET, DENVER, CO, 80204
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Requirements for joining:
Live, work, volunteer or worship or have family member that has an account there..
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Debit card fees:
Certain fees attached, but easily preventable if you don't use pin and use credit option. $2.00 ATM fee if over 10 transactions where pin number is used.
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Overdraft fees:
Overdraft fees. $30 per transaction. Check guarantee limit, overdraft line of credit account if approved, is available. 18% interest if overdrafted on that account until it's paid. Also can use any money from savings account to automatically cover overdraft. $2.00 fee for each overdraft.
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ATM access:
1000s across US, all shared branches, and all 7/11's that have Vcom ATMs, Part of Credit Union service network.
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Checking account fees:
No monthly service fee for checking account.
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Minimum balance requirement:
No minimum's to avoid standard fees, but fees are minimal, very transparent, and using online services and credit rather than debit can avoid some fees.
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Minimum opening deposit:
$30 for savings. $25 for checking.
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Business hours:
Mon 9-6 in lobby. Tues. -Fri 9-5, Sat 9-1. Drive Thru 7am - 6pm M-F, 9-1 on Sat.
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Online bill payment:
Yes
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Mortgages:
We hold them. We do not service them in the branches. Use Midwest or First Mortgages to service. Payments go to those companies. We currently have very low delinquency and foreclosure rates.
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TARP bailout money received:
No TARP. Also, check banks annual reports to see how fiscally sound they are and how much capital they are holding.
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TARP bailout money repaid:
N/A
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