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ENKA COMMUNITY Credit Union

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Phone: (828) 667-7245

(1 vote)

Website: http://www.enkacu.com

P.O. Box 699, Enka, NC, 28728

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Requirements for joining: No (Only 1 response received)

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Requirements for joining:
No

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100% (1 response)

Debit card fees: No fee (Only 1 response received)

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Debit card fees:
No fee

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No fee

100% (1 response)

Overdraft fees: We opened accounts here a few years ago, and we've never had an overdraft fee. We have our checking account tied to our savings, and if we go over the amount in our checking account, it automatically gets covered by our savings acct. (Only 1 response received)

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Overdraft fees:
We opened accounts here a few years ago, and we've never had an overdraft fee. We have our checking account tied to our savings, and if we go over the amount in our checking account, it automatically gets covered by our savings acct.

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We opened accounts here a few years ago, and we've never had an overdraft fee. We have our checking account tied to our savings, and if we go over the amount in our checking account, it automatically gets covered by our savings acct.

100% (1 response)

ATM access: This is the only drawback I can see for using this credit union, as their ATMs are only at their own facilities, of which there are only a couple of locations that I know of in the county. But that doesn't matter to me, I can get cash off my debit card at any store. (Only 1 response received)

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ATM access:
This is the only drawback I can see for using this credit union, as their ATMs are only at their own facilities, of which there are only a couple of locations that I know of in the county. But that doesn't matter to me, I can get cash off my debit card at any store.

Is this information wrong? Want to correct it, or add a note?

This is the only drawback I can see for using this credit union, as their ATMs are only at their own facilities, of which there are only a couple of locations that I know of in the county. But that doesn't matter to me, I can get cash off my debit card at any store.

100% (1 response)

Only this bank's ATMs are free

This bank will reimburse all ATM charges

Checking account fees: No fee (Only 1 response received)

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Checking account fees:
No fee

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No fee

100% (1 response)

Minimum balance requirement: No minimum (Only 1 response received)

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Minimum balance requirement:
No minimum

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No minimum

100% (1 response)

Minimum opening deposit: It may be $25, but I'm not sure. (Only 1 response received)

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Minimum opening deposit:
It may be $25, but I'm not sure.

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It may be $25, but I'm not sure.

100% (1 response)

No minimum

Business hours: We don't have this information yet.

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Business hours:

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Online bill payment: It is available. (Only 1 response received)

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Online bill payment:
It is available.

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It is available.

100% (1 response)

Yes

Number of branches: (show all) 2

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Number of branches: (show all)
2

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Mortgages: We don't have this information yet.

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Mortgages:

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We hold and service our own mortgages

We hold our mortgages and contract out the servicing

We sell our mortgages on the secondary market, and we contract out the servicing

TARP bailout money received: No, I'm pretty sure they didn't. (Only 1 response received)

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TARP bailout money received:
No, I'm pretty sure they didn't.

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No, I'm pretty sure they didn't.

100% (1 response)

No TARP money received

TARP bailout money repaid: We don't have this information yet.

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TARP bailout money repaid:

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No TARP money received

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Comments

Branch/ATM Locations (back to details)

P.O. Box 699, Enka, NC, 28728
Branch — 6.2 miles away // Phone: None
1301 Sand Hill Road, Enka, NC 28728
Branch — 10.4 miles away // Phone: (828) 667-7245

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Requirements for joining:

Debit card fees:

Overdraft fees:

ATM access:

Checking account fees:

Minimum balance requirement:

Minimum opening deposit:

Business hours:

Online bill payment:

Mortgages:

TARP bailout money received:

TARP bailout money repaid:

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