FINANCIAL BENEFITS Credit Union
Phone: (415) 332-1233
Website: http://www.fbcu.net/
1528 WEBSTER STREET, ALAMEDA, CA, 94501
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Requirements for joining:
yes, work or live in Alameda, or part of a company that is part of the Better Business Bureau
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Debit card fees:
no
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Overdraft fees:
$25 if accounts are not linked and there are insufficient funds
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ATM access:
link with "co-op" atms (part of other credit unions network) and Bank of the West atms
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Checking account fees:
If don't meet requirements below the monthly checking account fee is $2.
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Minimum balance requirement:
yes, either $300 in all accounts ( linked) or direct deposit or a loan with credit union
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Minimum opening deposit:
$25.
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Business hours:
M,W,F- 10am-4pm and T, Th 9am-4pm
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Online bill payment:
yes
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Mortgages:
no , have home equity line but may not keep that service.
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TARP bailout money received:
No, "but we had to help pay some of it. No credit unions received TARP moneys."
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TARP bailout money repaid:
NA
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